2026-03-13 13:09:04 +01:00
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<!DOCTYPE html>
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<html lang="nb">
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<head>
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<meta charset="UTF-8">
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<meta name="viewport" content="width=device-width, initial-scale=1.0">
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<title>Forskjeller — interaktive visualiseringer</title>
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2026-03-13 13:58:21 +01:00
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<meta property="og:type" content="website">
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<meta property="og:locale" content="nb_NO">
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<meta property="og:site_name" content="Forskjeller">
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<meta property="og:title" content="Forskjeller">
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<meta property="og:description" content="Interaktive visualiseringer som viser hvordan små forskjeller vokser over tid.">
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<meta property="og:url" content="https://forskjeller.naiv.no/">
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<meta name="twitter:card" content="summary">
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2026-03-13 13:09:04 +01:00
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<link rel="preconnect" href="https://fonts.googleapis.com">
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<link href="https://fonts.googleapis.com/css2?family=Fraunces:ital,opsz,wght@0,9..144,300;0,9..144,600;1,9..144,300&family=DM+Sans:wght@300;400;500&display=swap" rel="stylesheet">
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<style>
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*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
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:root {
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--bg: #f5f2eb;
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--ink: #1a1714;
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--ink2: #5a5650;
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--ink3: #8a857e;
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--accent: #c0392b;
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--border: rgba(26,23,20,0.12);
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}
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body {
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font-family: 'DM Sans', sans-serif;
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background: var(--bg);
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color: var(--ink);
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min-height: 100vh;
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display: flex;
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flex-direction: column;
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}
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header {
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background: var(--ink);
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color: var(--bg);
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padding: 3.5rem 2rem 3rem;
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text-align: center;
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position: relative;
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overflow: hidden;
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}
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header::before {
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content: '';
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position: absolute;
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inset: 0;
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background: repeating-linear-gradient(
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-45deg,
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transparent,
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transparent 40px,
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rgba(255,255,255,0.02) 40px,
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rgba(255,255,255,0.02) 41px
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);
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}
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header .eyebrow {
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font-size: 11px;
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letter-spacing: 0.18em;
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text-transform: uppercase;
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color: rgba(245,242,235,0.5);
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margin-bottom: 1rem;
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font-weight: 400;
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}
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header h1 {
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font-family: 'Fraunces', serif;
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font-size: clamp(2.2rem, 6vw, 3.5rem);
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font-weight: 600;
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line-height: 1.1;
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margin-bottom: 1rem;
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position: relative;
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}
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header p.lead {
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font-size: clamp(0.95rem, 2vw, 1.1rem);
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color: rgba(245,242,235,0.65);
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max-width: 520px;
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margin: 0 auto;
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font-weight: 300;
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line-height: 1.7;
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}
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main {
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max-width: 720px;
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margin: 0 auto;
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2026-03-16 20:07:48 +01:00
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padding: 2.5rem 1.25rem 4rem;
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flex: 1;
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}
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2026-03-16 20:07:48 +01:00
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.topic-group {
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margin-bottom: 2.25rem;
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}
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.group-heading {
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font-family: 'Fraunces', serif;
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font-size: 0.8rem;
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font-weight: 300;
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text-transform: uppercase;
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letter-spacing: 0.14em;
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color: var(--ink3);
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margin-bottom: 0.75rem;
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padding-bottom: 0.5rem;
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border-bottom: 1px solid var(--border);
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}
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.topic-grid {
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display: grid;
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grid-template-columns: 1fr 1fr;
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gap: 0.75rem;
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}
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@media (max-width: 560px) {
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.topic-grid { grid-template-columns: 1fr; }
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}
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.topic-card {
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display: flex;
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flex-direction: column;
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background: #fff;
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border: 1px solid var(--border);
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border-radius: 8px;
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2026-03-16 20:07:48 +01:00
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padding: 1.25rem 1.4rem;
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text-decoration: none;
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color: var(--ink);
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transition: border-color 0.15s, box-shadow 0.15s;
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}
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2026-03-25 20:53:44 +01:00
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.topic-card:hover,
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.topic-card:focus-visible {
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border-color: var(--accent);
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box-shadow: 0 2px 12px rgba(192,57,43,0.08);
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}
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2026-03-25 20:53:44 +01:00
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.topic-card:focus-visible {
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outline: 2px solid var(--accent);
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outline-offset: 2px;
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}
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.topic-card h2 {
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font-family: 'Fraunces', serif;
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font-size: 1.1rem;
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font-weight: 600;
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margin-bottom: 0.35rem;
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}
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.topic-card p {
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font-size: 0.88rem;
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color: var(--ink2);
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line-height: 1.55;
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flex: 1;
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}
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.topic-card .arrow {
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display: inline-block;
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color: var(--accent);
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font-size: 0.8rem;
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margin-top: 0.6rem;
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font-weight: 500;
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letter-spacing: 0.02em;
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}
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.topic-card .tag {
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display: inline-block;
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font-size: 10px;
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letter-spacing: 0.08em;
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text-transform: uppercase;
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color: var(--ink3);
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background: var(--bg);
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border: 1px solid var(--border);
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border-radius: 3px;
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padding: 0.15rem 0.4rem;
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margin-bottom: 0.5rem;
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align-self: flex-start;
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}
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2026-03-13 13:09:04 +01:00
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footer {
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text-align: center;
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padding: 2rem 1rem;
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font-size: 12px;
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color: var(--ink3);
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border-top: 1px solid var(--border);
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}
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2026-03-13 13:18:45 +01:00
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footer a { color: var(--ink3); }
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footer a:focus-visible {
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outline: 2px solid var(--accent);
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outline-offset: 2px;
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}
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.skip-link {
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position: absolute;
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top: -100%;
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left: 1rem;
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background: var(--ink);
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color: var(--bg);
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padding: 0.75rem 1.25rem;
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border-radius: 0 0 4px 4px;
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font-size: 0.9rem;
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z-index: 1000;
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text-decoration: none;
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}
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.skip-link:focus { top: 0; }
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@media (prefers-reduced-motion: reduce) {
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*, *::before, *::after {
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transition-duration: 0.01ms !important;
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animation-duration: 0.01ms !important;
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}
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}
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</style>
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2026-03-18 12:07:49 +01:00
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2026-03-13 18:58:12 +01:00
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<script>
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2026-03-18 12:07:49 +01:00
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2026-03-13 18:58:12 +01:00
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2026-03-13 13:09:04 +01:00
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</head>
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<body>
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2026-03-25 20:53:44 +01:00
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<a href="#main" class="skip-link">Hopp til hovedinnhold</a>
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2026-03-13 13:09:04 +01:00
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<header>
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<p class="eyebrow">forskjeller.naiv.no</p>
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<h1>Forskjeller</h1>
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<p class="lead">Interaktive visualiseringer som viser hvordan tilsynelatende små forskjeller vokser over tid.</p>
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</header>
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2026-03-25 20:53:44 +01:00
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<main id="main">
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2026-03-16 19:52:47 +01:00
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2026-03-16 20:07:48 +01:00
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<section class="topic-group">
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<h2 class="group-heading">Lønn & arbeid</h2>
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<div class="topic-grid">
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<a href="lonn/" class="topic-card">
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<span class="tag">Kalkulator</span>
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<h2>Lønnsforskjellen vokser</h2>
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<p>Prosentvise tillegg ser rettferdige ut, men en liten forskjell i startlønn blir til hundretusener over en karriere.</p>
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<span class="arrow">Se kalkulatoren →</span>
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</a>
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<a href="lonnsutvikling/" class="topic-card">
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<span class="tag">SSB-data</span>
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<h2>Dobbel ulikhet i lønn</h2>
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<p>Direktørene fikk 3× flere kroner i lønnsvekst enn renholdere — og høyere prosentvekst. SSB-tall 2016–2025.</p>
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<span class="arrow">Se visualiseringen →</span>
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</a>
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</div>
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</section>
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<section class="topic-group">
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<h2 class="group-heading">Bolig</h2>
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<div class="topic-grid">
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<a href="bolig/" class="topic-card">
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<span class="tag">Kalkulator</span>
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<h2>Boligforskjellen forsterkes</h2>
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<p>To boliger stiger like mye i prosent — men belåningen forsterker gapet i egenkapital dramatisk.</p>
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<span class="arrow">Se kalkulatoren →</span>
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</a>
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<a href="boligeierskap/" class="topic-card">
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<span class="tag">SSB-data</span>
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<h2>Hvem eier boligen din?</h2>
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<p>Bare 1 av 3 eier fritt. 38 % deler med banken, 28 % leier. Unge aleneboende? 2 av 3 leier.</p>
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<span class="arrow">Se visualiseringen →</span>
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</a>
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<a href="boutgifter/" class="topic-card">
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<span class="tag">SSB-data</span>
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<h2>Det er dyrt å være fattig</h2>
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<p>41 % av de fattigste bruker over 40 % av inntekten på bolig. Blant de rikeste: 7 %. SSB-data 2015–2024.</p>
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<span class="arrow">Se visualiseringen →</span>
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</a>
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</div>
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</section>
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<section class="topic-group">
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<h2 class="group-heading">Sparing & arv</h2>
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<div class="topic-grid">
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<a href="sparing/" class="topic-card">
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<span class="tag">Kalkulator</span>
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<h2>Rentes rente forsterker</h2>
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<p>Likt sparebeløp, ulik avkastning. Noen få prosentpoeng i forskjell skaper enorme gap over tid.</p>
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<span class="arrow">Se kalkulatoren →</span>
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</a>
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<a href="arv/" class="topic-card">
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<span class="tag">Kalkulator</span>
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<h2>Arvens forsprang</h2>
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<p>Person A starter fra null, person B arver. Begge sparer likt — men gapet lukkes aldri.</p>
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<span class="arrow">Se kalkulatoren →</span>
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</a>
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</div>
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</section>
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2026-03-16 20:04:26 +01:00
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2026-03-13 13:09:04 +01:00
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</main>
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<footer>
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2026-03-13 13:18:45 +01:00
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Tallene er illustrative og ikke finansiell rådgivning · <a href="https://kode.naiv.no/olemd/forskjeller.naiv.no">Kildekode</a>
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2026-03-13 13:09:04 +01:00
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</footer>
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</body>
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</html>
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