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Ny visualisering: hvem eier egentlig boligen din? SSB-data 2015–2024

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Tre diagrammer basert på SSB-tabellene 14068, 14059 og 14065:
- Kakediagram: 34 % eier fritt, 38 % eier med banklån, 28 % leier
- Stablet stolpe: gjeldsbyrde over tid (lån >3M tredoblet seg)
- Horisontal stablet: eierskap etter husholdningstype (65 % av unge leier)

Co-Authored-By: Claude Opus 4.6 (1M context) <noreply@anthropic.com>
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Ole-Morten Duesund 2026-03-16 19:52:47 +01:00
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@ -27,6 +27,7 @@ Each calculator directory contains two files following the same pattern:
- **`public/bolig/`** — Housing leverage: same price growth, different starting prices. 85% LTV amplifies equity gap ~6.67×. Model: `Equity = Price × (1+g)^n - Loan`
- **`public/arv/`** — Inheritance gap: lump sum + equal savings, gap never closes. Model: `Gap = Arv × (1+r)^n`. Has percentage y-axis chart.
- **`public/lonnsutvikling/`** — Data-driven visualization (not a calculator): real SSB wage data showing how equal percentage growth translates to vastly different kroner amounts across occupations. No sliders — hard-coded SSB table 11418 data (2016–2025).
- **`public/boligeierskap/`** — Data-driven visualization: who really owns Norwegian housing? Three charts: doughnut (own outright / own with bank / rent), stacked bar (loan size distribution over time), horizontal stacked bar (ownership by household type). SSB tables 14068, 14059, 14065 data (2015–2024).
**External dependencies** (loaded via CDN, no install needed): Chart.js 4.4.1, Google Fonts (Fraunces + DM Sans).