// Formateringshjelpere — norsk locale function fmtKr(n) { return Math.round(n).toLocaleString('nb-NO') + '\u202fkr'; } function fmtShort(n) { if (n >= 1e6) return (n / 1e6).toFixed(1).replace('.', ',') + '\u202fM'; if (n >= 1e3) return Math.round(n / 1e3) + '\u202fk'; return Math.round(n); } function getData() { const pA = +document.getElementById('priceA').value; const pB = +document.getElementById('priceB').value; const g = +document.getElementById('growth').value / 100; const Y = +document.getElementById('yrs').value; // Lån = 85 % av kjøpspris (forenklet avdragsfritt) const loanA = pA * 0.85; const loanB = pB * 0.85; const labels = [], valA = [], valB = [], valGaps = []; const eqA = [], eqB = [], eqGaps = []; for (let y = 0; y <= Y; y++) { labels.push(y === 0 ? 'I dag' : (y % 5 === 0 || Y <= 10 || y === Y) ? 'År ' + y : ''); const a = pA * Math.pow(1 + g, y); const b = pB * Math.pow(1 + g, y); valA.push(a); valB.push(b); valGaps.push(b - a); eqA.push(a - loanA); eqB.push(b - loanB); eqGaps.push((b - loanB) - (a - loanA)); } return { pA, pB, g, Y, loanA, loanB, labels, valA, valB, valGaps, eqA, eqB, eqGaps }; } const GRID_COLOR = 'rgba(0,0,0,0.06)'; const TICK_COLOR = '#8a857e'; function baseOpts() { return { responsive: true, maintainAspectRatio: false, plugins: { legend: { display: false }, tooltip: { callbacks: { label: c => ' ' + fmtKr(c.parsed.y) }, backgroundColor: '#1a1714', titleColor: '#f5f2eb', bodyColor: 'rgba(245,242,235,0.7)', padding: 10, cornerRadius: 4, titleFont: { family: 'DM Sans', size: 12 }, bodyFont: { family: 'DM Sans', size: 12 } } }, scales: { x: { ticks: { color: TICK_COLOR, font: { size: 11, family: 'DM Sans' }, autoSkip: false, maxRotation: 0 }, grid: { display: false }, border: { color: 'rgba(0,0,0,0.1)' } }, y: { ticks: { color: TICK_COLOR, font: { size: 11, family: 'DM Sans' }, callback: v => fmtShort(v) }, grid: { color: GRID_COLOR }, border: { dash: [3, 3], color: 'transparent' } } } }; } // Diagram 1: Boligverdi over tid const chart1 = new Chart(document.getElementById('chart1'), { type: 'line', data: { labels: [], datasets: [ { data: [], borderColor: '#1a4a8a', backgroundColor: 'rgba(26,74,138,0.07)', fill: true, tension: 0.35, pointRadius: 0, borderWidth: 2 }, { data: [], borderColor: '#c0392b', backgroundColor: 'rgba(192,57,43,0.07)', fill: true, tension: 0.35, pointRadius: 0, borderWidth: 2 } ]}, options: baseOpts() }); // Diagram 2: Verdidifferanse const chart2 = new Chart(document.getElementById('chart2'), { type: 'line', data: { labels: [], datasets: [ { data: [], borderColor: '#4a3a8a', backgroundColor: 'rgba(74,58,138,0.1)', fill: true, tension: 0.35, pointRadius: 0, borderWidth: 2 } ]}, options: baseOpts() }); // Diagram 3: Egenkapitalvekst (A, B, gap) const chart3 = new Chart(document.getElementById('chart3'), { type: 'line', data: { labels: [], datasets: [ { data: [], borderColor: '#1a4a8a', backgroundColor: 'rgba(26,74,138,0.07)', fill: true, tension: 0.35, pointRadius: 0, borderWidth: 2 }, { data: [], borderColor: '#c0392b', backgroundColor: 'rgba(192,57,43,0.07)', fill: true, tension: 0.35, pointRadius: 0, borderWidth: 2 }, { data: [], borderColor: '#4a3a8a', backgroundColor: 'rgba(74,58,138,0.1)', fill: true, tension: 0.35, pointRadius: 0, borderWidth: 2, borderDash: [6, 4] } ]}, options: baseOpts() }); // SIKKERHETSNOTAT: Alle verdier er beregnet fra numeriske slider-verdier. // Ingen bruker-tekstinput brukes i DOM-oppdateringer. function update() { const { pA, pB, g, Y, loanA, loanB, labels, valA, valB, valGaps, eqA, eqB, eqGaps } = getData(); // Slider-visning document.querySelectorAll('.yr-lbl').forEach(el => el.textContent = Y); document.getElementById('priceA-out').textContent = Math.round(pA).toLocaleString('nb-NO') + '\u202fkr'; document.getElementById('priceB-out').textContent = Math.round(pB).toLocaleString('nb-NO') + '\u202fkr'; document.getElementById('growth-out').textContent = (g * 100).toLocaleString('nb-NO', { minimumFractionDigits: 1 }) + '\u202f%'; document.getElementById('yrs-out').textContent = Y + '\u202får'; // Statistikkort document.getElementById('st-valA').textContent = fmtKr(valA[Y]); document.getElementById('st-subA').textContent = 'EK: ' + fmtKr(eqA[Y]); document.getElementById('st-valB').textContent = fmtKr(valB[Y]); document.getElementById('st-subB').textContent = 'EK: ' + fmtKr(eqB[Y]); document.getElementById('st-valdiff').textContent = fmtKr(valGaps[Y]); document.getElementById('st-valdiff-sub').textContent = 'var ' + fmtKr(pB - pA) + ' ved start'; document.getElementById('st-eqdiff').textContent = fmtKr(eqGaps[Y]); const startEqGap = (pB * 0.15) - (pA * 0.15); document.getElementById('st-eqdiff-sub').textContent = 'var ' + fmtKr(startEqGap) + ' ved start'; // Banner document.getElementById('banner-gap').textContent = fmtKr(eqGaps[Y]); // Innsikt — bruker DOM-metoder for sikkerhet const insightEl = document.getElementById('insight'); insightEl.textContent = ''; const growthPct = (g * 100).toLocaleString('nb-NO', { minimumFractionDigits: 1 }); const parts = [ { text: 'Begge boligene steg ' + growthPct + ' % i året. Men B-eieren har ' }, { text: fmtKr(eqGaps[Y]), bold: true }, { text: ' mer i egenkapital — fordi gjeldsgraden forsterker forskjellen.' } ]; parts.forEach(p => { if (p.bold) { const strong = document.createElement('strong'); strong.textContent = p.text; insightEl.appendChild(strong); } else { insightEl.appendChild(document.createTextNode(p.text)); } }); // Diagram 1: Boligverdi chart1.data.labels = labels; chart1.data.datasets[0].data = valA; chart1.data.datasets[1].data = valB; chart1.update('none'); // Diagram 2: Verdidifferanse chart2.data.labels = labels; chart2.data.datasets[0].data = valGaps; chart2.update('none'); // Diagram 3: Egenkapital chart3.data.labels = labels; chart3.data.datasets[0].data = eqA; chart3.data.datasets[1].data = eqB; chart3.data.datasets[2].data = eqGaps; chart3.update('none'); } ['priceA', 'priceB', 'growth', 'yrs'].forEach(id => document.getElementById(id).addEventListener('input', update) ); update();